Software Engineer III

Zilch Group Limited

Job Overview

Location

Zilch UK

Job Type

Full-time

Full Job Description

📋 Description

• We are a payment tech company on a mission to create the most empowering way to pay for anything, anywhere.
• We combine the best of debit, credit, and savings to give our customers the option to earn instant cashback or spread the cost of pricier purchases, completely interest-free and with no late fees.
• We started in 2018 with a small team and a big dream - to make credit accessible to all.
• Since then, we've achieved double unicorn status and taken on more than 5 million customers.
• There are some exciting projects coming up and we’ve got big growth plans.
• We are looking to speak with coding enthusiasts who live and breathe software, and who obsess about quality.
• This role is a fantastic opportunity for Engineers who would like to get involved in building from the ground up, value innovation, and are natural problem solvers.
• Day-to-day responsibilities will include writing high-quality, hyper-performant, and well-structured code to support and extend the existing Zilch product.
• Breaking down complex product features and back-end improvements into well-planned, detailed, deliverable tasks on a technical level.
• Advising and guiding teams on Engineering best practice, solution design, and problem-solving.
• Being responsible for system quality, monitoring, unit/integration testing, and advising on testing strategy improvements.
• Working in an agile environment on user stories that deliver significant impact for our customers.
• Building integrations and APIs that are rock-solid, secure, well-tested, and highly performant.
• Continuous improvement of code, systems, processes, and knowledge.
• Working with databases and data securely and efficiently.
• Liaising with stakeholders to triage inbound bug reports, reproduce reported issues, and identify solutions.
• We are looking for a talented Senior Java Software Engineer to join our dynamic and fast-paced team.
• We are looking for someone with demonstrated experience (preferably 5+ years) in Java Software Development, Spring Boot, building microservices, and robust interfaces.
• Experience with SQL type databases such as MySQL or SQL Server and integrating with external services.
• A bachelor and/or master’s degree in a technical field.
• Team/Technical leadership experience.
• Highly skilled in cloud architecture (AWS) and tooling.
• Experience in cloud infrastructure, Infra as code (Terraform) and CI/CD.
• Detail-oriented and committed to quality.
• A positive, collaborative attitude and approach to development and testing.
• Preferred skills include exposure to NoSQL type databases (e.g., DynamoDB, MongoDB), knowledge of React, Angular, and TypeScript, experience with Docker and/or Kubernetes, DevOps mindset, and experience working on a B2C product.
• We offer a range of benefits, including compensation and savings, health and wellbeing, family-friendly policies, learning and development, and workplace perks.
• Compensation & Savings: pension scheme, death in Service scheme, income protection, permanent employees enjoy access to our Share Options Scheme, 5% back on in-app purchases, £200 for WFH Setup.
• Health & Wellbeing: private medical insurance including GP consultations, prescribed medication, in-patient, day-patient, and out-patient care, mental health support, optical, dental, and audiological cover, physiotherapy, advanced cancer cover, menopause support, employee assistance programme including unlimited mental health sessions, 24/7 remote GP and physiotherapy, 24/7 helpline for emotional and practical support, savings and discounts on everyday shopping, 1:1 personalised well-being consultations, gym membership discounts.
• Family Friendly Policies: enhanced maternity pay, enhanced paternity pay, enhanced adoption pay, enhanced shared parental leave.
• Learning & Development: professional qualifications, professional memberships, learning suite for e-courses, internal training programmes, FCA and regulatory training.
• Workplace Perks: hybrid working, office-based Monday, Wednesday, and Thursday; remote working Tuesday and Friday, casual dress code, workplace socials, healthy snacks.

🎯 Requirements

• Demonstrated experience (preferably 5+ years) in Java Software Development, Spring Boot, building microservices, and robust interfaces.
• Experience with SQL type databases such as MySQL or SQL Server and integrating with external services.
• A bachelor and/or master’s degree in a technical field.
• Team/Technical leadership experience.
• Highly skilled in cloud architecture (AWS) and tooling.
• Experience in cloud infrastructure, Infra as code (Terraform) and CI/CD.
• Detail-oriented and committed to quality.
• A positive, collaborative attitude and approach to development and testing.

🏖️ Benefits

• Pension scheme.
• Death in Service scheme.
• Income Protection.
• Permanent employees enjoy access to our Share Options Scheme.
• 5% back on in-app purchases.
• £200 for WFH Setup.
• Private medical insurance including GP consultations, prescribed medication, in-patient, day-patient, and out-patient care, mental health support, optical, dental, and audiological cover, physiotherapy, advanced cancer cover, menopause support, employee assistance programme including unlimited mental health sessions, 24/7 remote GP and physiotherapy, 24/7 helpline for emotional and practical support, savings and discounts on everyday shopping, 1:1 personalised well-being consultations, gym membership discounts.
• Enhanced maternity pay.
• Enhanced paternity pay.
• Enhanced adoption pay.
• Enhanced shared parental leave.
• Professional qualifications.
• Professional memberships.
• Learning suite for e-courses.
• Internal training programmes.
• FCA and regulatory training.
• Hybrid working: office-based Monday, Wednesday, and Thursday; remote working Tuesday and Friday.
• Casual dress code.
• Workplace socials.
• Healthy snacks.

Skills & Technologies

TypeScript

Java

React

Angular

Spring

Remote

Degree Required

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Zilch Group Limited

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About Zilch Group Limited

Zilch is a UK-based fintech company offering a buy now, pay later (BNPL) service. It allows customers to split purchases into interest-free installments, both online and in-store, across a wide range of retailers. Zilch aims to provide a more responsible and flexible alternative to traditional credit cards and overdrafts. The company operates its own payment network, enabling it to offer its services directly to consumers and merchants. Zilch focuses on empowering consumers with financial flexibility while promoting responsible spending habits through its unique product offering and data-driven approach to credit risk.

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