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Sr. Field Adjuster, Homeowner Claims - Northern CA (Local)

Job Overview

Location

California - Home Teleworkers

Job Type

Full-time

Category

Product Management

Date Posted

June 14, 2026

Full Job Description

đź“‹ Description

  • • Serve as the primary adjuster for homeowner property and personal property claims in Northern California, handling claims from initial investigation through final settlement.
  • • Conduct in-person and virtual inspections of damaged dwellings, other structures, and personal property to document loss extent and gather required evidence.
  • • Utilize the Xactimate estimating system to prepare accurate repair bids and determine scope of repairs for homeowner claims.
  • • Negotiate agreed-upon repair costs with insureds, Network Repair Program contractors, or the insured’s chosen contractors.
  • • Investigate and identify the cause of loss with assistance from subject matter experts when necessary, ensuring thorough documentation and compliance.
  • • Settle and pay dwelling or other structure damages after completing coverage analysis and confirming policy eligibility.
  • • Manage all claim correspondence to ensure regulatory compliance and maintain accurate, audit-ready claim files.
  • • Progress toward Level 5 Homeowner Adjuster competency standards as defined by company guidelines.
  • • May be assigned to oversee, coordinate, and assign independent adjusters for complex or high-volume claims.
  • • Travel locally within Northern California, including San Francisco, San Jose, and surrounding areas, to perform field inspections and meet with insureds or contractors.
  • • Work primarily from home under a flexible remote-first model, with required in-person field visits and occasional office engagement.
  • • Maintain a valid driver’s license and insurable driving record, or provide alternative transportation capable of safely transporting heavy equipment between claim sites.
  • • Handle moderate- to high-complexity homeowner claims independently, applying knowledge of insurance policies, repair methodologies, and claims procedures.
  • • Ensure all claim activities align with company standards, state regulations, and industry best practices.

🎯 Requirements

  • • 6+ years of related professional experience with transferrable skills
  • • 4+ years of claims experience with preferred emphasis on homeowner claims
  • • High school diploma required; bachelor’s degree or higher may substitute for 2 years of experience
  • • Knowledge of Xactimate repair estimating system
  • • Knowledge of homeowner insurance policies and procedures
  • • Valid driver’s license and insurable driving record, or alternative transportation for transporting heavy equipment

🏖️ Benefits

  • • Annual bonus eligibility of up to 10% of eligible pay through the Annual Incentive Plan (AIP)
  • • 401(k) with company match
  • • Flexible remote-first workplace model with Home-Flex roles
  • • Career growth opportunities with mentorship and development support
  • • Inclusive and welcoming workplace culture focused on belonging
  • • Competitive location-based compensation ranging from $89,865 to $119,800

Skills & Technologies

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Senior
Remote
Degree Required

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About Aaaie

Aaaie is a technology company that provides AI-driven solutions for businesses. It focuses on machine learning, natural language processing, and data analytics to automate workflows, enhance decision-making, and improve operational efficiency. Its platform integrates with enterprise systems, offering tools for model deployment, monitoring, and governance. Aaaie serves industries including finance, healthcare, and retail, aiming to reduce manual processes and accelerate digital transformation through scalable AI applications.

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