Job Overview
Location
KOHO (CAN)
Job Type
Full-time
Category
Finance
Date Posted
April 26, 2026
Full Job Description
đź“‹ Description
- • As a Treasury Manager at Koho Financial Inc., you will be a foundational hire in building the treasury function for Koho Bank, playing a critical role in establishing financial infrastructure that supports the company’s mission to financially empower Canadians through transparent, fee-free banking products.
- • You will design and document end-to-end treasury processes for Koho Bank, including asset-liability management, intraday liquidity, funding strategy, HQLA management, and regulatory reporting, while supporting and enhancing existing cash management operations to ensure timely settlement and safeguarding of customer funds.
- • You will collaborate with Risk, Finance, Product, and Data teams to ensure new bank products are treasury-ready from launch, and lead the implementation of a modern Treasury Management System (TMS) to centralize cash and investment processes across regulated entities.
- • You will develop treasury models such as IRRBB, behavioral modeling, and liquidity stress testing to support both daily operations and regulatory compliance, leveraging AI and data fluency to build forecasts, models, and reports independently.
- • Reporting to the Treasurer, you will operate in a remote-first, high-trust environment that values clarity, ownership, and bold thinking, where you can thrive in ambiguous settings by building processes from the ground up and iterating toward continuous improvement.
- • Koho is a performance-driven organization with a strong cultural emphasis on work-life integration, flexibility, and autonomy, offering a mission-aligned workplace where your contributions directly impact the financial well-being of Canadians.
🎯 Requirements
- • 5+ years of progressive experience in Treasury, Asset-Liability Management (ALM), or Liquidity Management, preferably at a bank or fintech with exposure to regulated entities.
- • Hands-on experience building financial models, including IRRBB, regulatory capital, and Liquidity Coverage Ratio (LCR), with comfort in behavioral modeling and stress testing.
- • Proven ability to leverage AI and technology to streamline treasury workflows and support best-in-class processes.
- • Strong proficiency with spreadsheets and data, enabling independent creation of forecasts, models, and reports.
- • Demonstrated collaboration skills, with the ability to explain complex treasury concepts to non-technical stakeholders across Risk, Finance, Product, and Data teams.
🏖️ Benefits
- • Fully remote role based in Canada, offering flexibility and work-life integration through asynchronous collaboration and flexible hours.
- • Opportunity to be a foundational hire in building Koho Bank’s treasury function from the ground up, with significant ownership and impact.
- • Competitive salary range of $115,000–$135,000 CAD per year, with pay transparency and commitment to internal equity.
- • Access to a mission-driven culture focused on financial empowerment, inclusivity, and innovation, supported by AI-enhanced workflows.
- • Professional growth through exposure to cutting-edge treasury systems, regulatory engagement (OSFI/Bank of Canada), and cross-functional leadership in a high-trust, performance-oriented environment.
Skills & Technologies
About Koho Financial Inc.
Koho Financial Inc. is a Canadian fintech that offers mobile-first spending and savings accounts paired with a prepaid Visa card. The platform delivers real-time insights, automated savings tools, no-fee everyday banking, cash-back rewards and optional credit-building features. It partners with Peoples Trust Company to hold customer funds and with Visa for card issuance, while operating under its own financial services license. Targeting younger, digital-first consumers, Koho provides transparent pricing, early payroll access and in-app budgeting analytics to promote healthier financial habits without traditional bank overhead or monthly account fees.
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