VP, BSA & Sanctions Program Risk Management

📋 Description

• • The Vice President of BSA & Sanctions Program Risk Management is a senior leadership role responsible for identifying, assessing, and monitoring risks across the Bank’s Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Sanctions programs. This position ensures the institution’s financial crime defenses are robust, compliant with evolving regulatory expectations, and aligned with the Bank’s risk appetite, serving as a critical safeguard against illicit activity and reputational harm.
• • The role provides second-line oversight, strategic guidance, and cross-functional leadership to strengthen the Bank’s ability to detect, prevent, and report suspicious activity, while fostering a culture of compliance, accountability, and continuous improvement throughout the organization.
• • Day-to-day responsibilities include conducting and maintaining enterprise-wide BSA/AML & Sanctions risk assessments covering all products, services, customer types, and geographies; partnering with business and technology teams to evaluate risks for new initiatives prior to launch; establishing, tracking, and reporting key performance indicators (KPIs) and key risk indicators (KRIs) to measure program effectiveness and detect emerging trends; assisting in the preparation of executive-level reports and presentations for senior leadership, board committees, and regulators; monitoring regulatory developments and industry trends to proactively recommend program enhancements; providing oversight of third-party program managers and partners performing BSA/AML/Sanctions functions; ensuring business line activities comply with program requirements and risk appetite; offering risk-based recommendations on control design, policy development, and process improvements; collaborating with Internal Audit, Enterprise Risk Management, and other control functions to align risk identification and mitigation strategies; providing leadership, mentoring, and professional development to staff; supporting talent management including hiring, performance management, and succession planning; fostering a culture of compliance, accountability, and continuous improvement; and leading or participating in special projects and cross-functional initiatives.
• • The compliance team at Pathward Financial, Inc. operates within a mission-driven organization dedicated to financial inclusion for all™, working to remove barriers to financial access and promote economic mobility through responsible, secure, high-quality financial products. The company values diverse perspectives and embraces a *HUMBLE*HUNGRY*SMART* culture, believing that strength comes from listening to employees, customers, partners, and the communities served.
• • In this role, the successful candidate will have the opportunity to shape and elevate a critical risk management function at a growing financial empowerment company, gain exposure to complex financial crime typologies and evolving regulatory landscapes, develop strategic leadership skills in a hybrid remote environment, influence enterprise-wide risk culture, and contribute directly to Pathward’s mission of creating financial opportunity for underserved populations while building deep expertise in BSA/AML compliance at a national scale.