AML Transaction Monitoring Analyst

Coins.ph

Job Overview

Location

Taguig City, Metro Manila, Philippines

Job Type

Full-time

Full Job Description

📋 Description

• Conduct daily monitoring and analysis of cryptocurrency transactions to identify suspicious activity consistent with Anti-Money Laundering (AML) regulations and Coins.ph’s internal compliance policies.
• Review and investigate alerts generated by the transaction monitoring system, evaluating transaction patterns, user behavior, and wallet relationships to determine potential money laundering or terrorist financing risks.
• Prepare detailed investigation reports documenting findings, supporting evidence, and recommended actions for high-risk transactions, ensuring alignment with BSP regulatory requirements.
• Collaborate with internal teams including Compliance, Legal, and Customer Support to gather additional context on flagged accounts and transactions, ensuring accurate risk assessments.
• Maintain accurate and organized records of all AML investigations in accordance with regulatory retention standards and internal audit protocols.
• Stay current with evolving AML regulations from the Bangko Sentral ng Pilipinas (BSP) and global financial crime trends affecting cryptocurrency transactions.
• Participate in the continuous improvement of transaction monitoring rules and thresholds by providing feedback based on real-world case analysis and false positive trends.
• Assist in the preparation of Suspicious Transaction Reports (STRs) and other regulatory filings as required by BSP guidelines.
• Perform periodic reviews of customer risk profiles and update risk ratings based on transaction history, source of funds, and behavioral changes.
• Support internal and external audits by providing documentation, explanations, and data extracts related to AML investigations and compliance activities.
• Train and mentor junior analysts on AML procedures, system usage, and regulatory expectations within the crypto financial services environment.
• Work closely with the Compliance Officer to ensure all AML activities are documented, timely, and aligned with Coins.ph’s licensed status as a Virtual Currency and Electronic Money Issuer.
• Respond promptly to regulatory inquiries and requests for information from the Bangko Sentral ng Pilipinas (BSP) with accurate, complete, and well-supported data.
• Maintain strict confidentiality and data security protocols when handling sensitive customer financial information and investigation materials.
• Participate in compliance training sessions and simulations to reinforce understanding of crypto-specific AML risks and mitigation strategies.

🎯 Requirements

• Bachelor’s degree in Finance, Accounting, Law, Criminal Justice, or related field
• Proven experience in AML transaction monitoring, preferably within cryptocurrency or fintech environments
• Strong understanding of Philippine AML regulations issued by the Bangko Sentral ng Pilipinas (BSP)
• Proficiency in using transaction monitoring systems and data analysis tools
• Excellent attention to detail and ability to interpret complex transaction patterns
• Strong written and verbal communication skills for reporting and cross-functional collaboration

🏖️ Benefits

• Competitive salary and performance-based bonuses
• Comprehensive health insurance coverage
• Paid time off and sick leave
• Professional development and training opportunities
• Flexible work hours and hybrid work arrangement
• Employee crypto benefits and discounts

Skills & Technologies

Onsite

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Coins.ph

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About Coins.ph

Coins.ph is a Philippines-based fintech platform (launched in 2014) that combines cryptocurrency exchange, digital payments, and mobile wallet services. It is regulated by the Bangko Sentral ng Pilipinas, holding licenses for both virtual currency exchange and electronic money issuance. Users can buy, sell, store, and send cryptocurrencies; convert between Philippine pesos and crypto; pay bills; load mobile phones; and perform remittances. The platform aims to increase financial inclusion for those underserved by traditional banking services in the Philippines.

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