Job Overview
Location
US - San Francisco
Job Type
Full-time
Category
Product Management
Date Posted
March 18, 2026
Full Job Description
đź“‹ Description
- • As the Product Lead for Lending at Airwallex, you will spearhead the creation and scaling of a new lending business from the ground up, directly impacting the company’s mission to build the global payments and financial platform of the future by enabling businesses to access credit seamlessly through embedded and first-party lending solutions.
- • You will own the full P&L for the lending product line, driving profitability and growth while aligning strategy with Airwallex’s broader goals, and reporting directly to the VP of Product, Risk & Onboarding in a high-visibility, strategic role.
- • Day to day, you will develop and execute a comprehensive strategy for both embedded lending/Lending-as-a-Service and first-party lending products, ensuring alignment with market opportunities and company objectives.
- • You will create and implement detailed business plans to establish and scale the lending and credit product line, including setting financial targets, managing budgets, forecasting performance, and driving sustainable business growth.
- • You will partner with global commercial teams and key customers to deeply understand their financial needs, identify high-value segments, and translate insights into product requirements that solve real-world SME banking challenges.
- • You will establish and nurture strategic relationships with external stakeholders such as banks, NBFCs, financial institutions, credit bureaus, and regulatory bodies to secure partnerships, ensure compliance, and support scalable lending operations.
- • You will collaborate closely with the credit risk team to design and implement robust credit risk policies, underwriting frameworks, and portfolio monitoring systems that balance growth with prudent risk management.
- • You will maintain a deep, up-to-date understanding of the SME banking and embedded lending landscape, including evolving market structures, regulatory changes, and emerging trends in fintech and alternative credit.
- • You will build, lead, and mentor a high-performing cross-functional team focused on lending and credit, recruiting top talent, fostering a culture of ownership and innovation, and developing team members to scale with the business.
- • You will work in a collaborative, fast-paced environment with exceptional teammates across engineering, risk, compliance, and commercial teams, using data and first-principles thinking to iterate quickly and deliver impact.
- • In this role, you will have the opportunity to shape a new business line at a $8B-valued fintech unicorn, gain end-to-end ownership of a complex financial product, and accelerate your career as a leader in embedded finance and global banking innovation.
🎯 Requirements
- • 10+ years of work experience, with significant time in fintech, financial services, or professional services, including proven ownership of financial products.
- • Demonstrated track record of building, scaling, and managing lending products (both embedded and first-party) with full P&L responsibility and financial acumen.
- • Strong leadership and team-building experience, including recruiting, mentoring, and managing high-performing cross-functional teams in fast-paced environments.
🏖️ Benefits
- • Opportunity to build and scale a new lending business from zero to one at a globally recognized fintech leader valued at $8B.
- • Full P&L ownership and strategic influence over a high-growth product line with direct impact on Airwallex’s mission.
- • Access to world-class investors, cutting-edge technology, and a global team of over 2,000 innovators across 26 offices.
Skills & Technologies
Senior
Onsite
Degree Required
About Airwallex (UK) Limited
Airwallex is a global financial technology company providing cross-border payment and banking infrastructure for businesses. It offers multi-currency accounts, foreign exchange, card issuing, expense management, and embedded finance APIs. Founded in Melbourne in 2015, the company serves enterprises and SMEs across Asia-Pacific, Europe, and the Americas, operating under licenses in multiple jurisdictions and processing billions in annualized transaction volume.
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