Job Overview
Location
KOHO (CAN)
Job Type
Full-time
Category
Product Management
Date Posted
April 3, 2026
Full Job Description
š Description
- ā¢ Product Manager / Sr Product Manager, Credit Building at Koho Financial Inc. is a pivotal role responsible for owning the roadmap and execution of Kohoās credit building product suite, including Credit Building, Secured Credit Building, Rent Reporting, Credit Score, and Credit Report, directly contributing to the mission of financially empowering Canadians through transparent, accessible financial tools.
- ā¢ You will drive the end-to-end product lifecycle for the Credit Building portfolioāfrom drafting initial PRDs to coordinating STO and managing rolloutsāwhile collaborating with engineering, design, and data teams to deliver seamless user experiences that help Canadians build credit scores transparently and effectively.
- ā¢ As part of a fast-paced, cross-functional team reporting to the Group Product Manager of Credit, you will act as the central hub for alignment across credit risk, compliance, and marketing stakeholders, ensuring informed, coordinated product decisions that reduce delinquency, increase user acquisition and retention, and unlock incremental gross profit for Koho.
- ā¢ Koho operates as a remote-first, performance-driven organization with a strong mission focus, prioritizing work-life integration through asynchronous collaboration, flexible hours, and high-trust autonomy, enabling you to do impactful work without sacrificing personal well-being.
- ā¢ In this role, you will develop deep expertise in Kohoās adjudication models and credit policies, continuously refining product offerings based on data-driven insights from SQL, dbt, or Redshift analysis, and building compelling business cases around financial metrics to scale impact across the Canadian credit ecosystem.
šÆ Requirements
- ā¢ 3+ years of product management experience, preferably in fintech, consumer credit, or lending
- ā¢ Strong analytical skills with comfort using SQL, dbt, or Redshift to extract data and build business cases around financial metrics
- ā¢ Proven ability to execute complex projects by structuring them into actionable steps and driving delivery through cross-functional collaboration
- ā¢ Understanding of credit risk and financial compliance (e.g., OSFI, Equifax) or strong motivation to learn the Canadian credit ecosystem
- ā¢ Proactive communicator who drives alignment, loops in stakeholders effectively, and leads with a collaborative, team-first mindset
šļø Benefits
- ā¢ Fully remote role based in Canada with flexible hours and asynchronous collaboration enabled by a remote-first, high-trust culture
- ā¢ Opportunity to work on mission-driven products that financially empower Canadians by eliminating hidden fees and predatory interest rates
- ā¢ Access to a performance-oriented environment that values clarity, ownership, and bold thinking, with minimal bureaucracy and maximum impact
- ā¢ Competitive salary range of $130,000 - $200,000 CAD per year with pay transparency and internal equity considerations
- ā¢ Supportive, inclusive culture committed to accessibility and diversity, with resources available for accommodation requests via [email protected]
Skills & Technologies
About Koho Financial Inc.
Koho Financial Inc. is a Canadian fintech that offers mobile-first spending and savings accounts paired with a prepaid Visa card. The platform delivers real-time insights, automated savings tools, no-fee everyday banking, cash-back rewards and optional credit-building features. It partners with Peoples Trust Company to hold customer funds and with Visa for card issuance, while operating under its own financial services license. Targeting younger, digital-first consumers, Koho provides transparent pricing, early payroll access and in-app budgeting analytics to promote healthier financial habits without traditional bank overhead or monthly account fees.
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