Product Manager, Young Monzo

Monzo Referrals Inc.

Job Overview

Location

London

Job Type

Full-time

Full Job Description

📋 Description

• As the Product Manager for Young Monzo, you will play a key role in evolving Monzo into a globally leading family bank by building products that help parents support their children’s financial independence, safely, compliantly, and with a world-class experience across the whole family journey (Under 16s → 16–17 → adult Monzo).
• You will own the strategy and delivery for how families join, set up, and use Young Monzo day-to-day across global markets, working in a cross-functional squad to create a product that kids love and parents trust—balancing growth, engagement, and revenue opportunities with a high bar for safety, risk management, and age-appropriate design.
• You will define the strategy to evolve the experience from a great “kids account” into a cohesive family banking proposition covering onboarding, parental controls, safety, and the full path to adulthood; build key capabilities including seamless family onboarding, intuitive parental controls, safety guardrails, everyday payments and money management for kids within risk and compliance constraints, and a smooth graduation journey into adult Monzo while adapting the proposition for international markets.
• You will collaborate effectively with engineering, design, data, user research, marketing, legal, finance, crime and compliance teams to deliver impact by helping families discover and get the most out of features that build children’s financial confidence and independence, driving engagement, trust, and retention across the parent–child journey on Monzo.
• You will learn to navigate complex regulatory environments, balance multiple stakeholder needs, drive product strategy in a fast-growing fintech, and ship customer-centric digital products at scale while developing leadership and storytelling skills to inspire cross-functional teams.

🎯 Requirements

• Experience managing products that balance multiple user needs and constraints such as safety, trust, and usability in regulated environments.
• Track record of collaborating with ML experts or data scientists to define key metrics, run experiments, and deliver business impact.
• Ability to break down and solve complex, ambiguous problems where there is often no obvious “right answer.”
• Proven ability to make high-stakes decisions in complex situations, balancing business results with customer value.
• Resilience and drive to challenge the status quo with creative ideas to evolve technology and user experience.
• Humility, curiosity, and intellectual honesty—striving for improvement and being honest about work performance.
• Track record of shipping successful, customer-centric digital products in a fast-growing company.
• Ability to motivate, energize, and inspire people across disciplines toward a common goal through strong storytelling.

🏖️ Benefits

• Competitive salary of £75,000–£100,000 plus benefits.
• Relocation support to the UK.
• Visa sponsorship available.
• Flexible working hours with trust-based autonomy to work at times that suit you and your team.
• Annual £1,000 learning budget for books, training courses, and conferences.
• Provision of MacBooks and extra support for home office setup for fully remote workers.
• Option to work from the London office or distributed within the UK with ad hoc London meetings.

Skills & Technologies

Product Management

Remote

£75k-100k

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Monzo Referrals Inc.

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About Monzo Referrals Inc.

Monzo Referrals is a SaaS platform that enables businesses to create, automate and optimize customer-referral programs. The system provides customizable widgets, tracking links, fraud detection, analytics dashboards and rewards management to increase acquisition through word-of-mouth. Integrations with Shopify, Stripe, Klaviyo and Zapier allow rapid deployment without code changes, while RESTful APIs support deeper customization. Clients range from e-commerce stores to subscription services seeking scalable growth via incentivized referrals.

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