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This position was posted on October 24, 2025 and is likely no longer accepting applications. We've kept it here for historical reference. Check out the similar jobs below!

Beam Financial, Inc. logo

Product Owner

Job Overview

Location

Remote

Job Type

Full-time

Category

Product Management

Date Posted

October 24, 2025

Full Job Description

đź“‹ Description

  • • Own the end-to-end product lifecycle for Beam’s insurance-technology platform, translating high-level strategic goals into concrete product roadmaps that drive profitable growth and operational excellence.
  • • Define and prioritize Minimum Viable Products (MVPs) that balance enterprise partner requirements, regulatory constraints, and customer delight—then shepherd each release from discovery through launch, iteration, and sunset.
  • • Serve as the primary liaison between external enterprise partners and internal cross-functional teams (Engineering, Business Operations, Insurance Product Management, Data, Finance, Sales, and Customer Success), ensuring every stakeholder stays aligned on scope, timeline, and success metrics.
  • • Continuously map and optimize complex operational workflows—underwriting, claims, billing, onboarding, renewals—identifying automation opportunities that reduce cost-to-serve and elevate the digital experience for brokers, employers, and members.
  • • Translate actuarial models, underwriting rules, and regulatory mandates into clear, actionable user stories and acceptance criteria that Engineering can execute against while maintaining scalability, reliability, and security.
  • • Monitor real-time product performance via dashboards and ad-hoc analyses; surface actionable insights on customer engagement, conversion, retention, and operational efficiency to inform rapid experimentation and data-driven roadmap adjustments.
  • • Collaborate with UX designers and front-end engineers to ensure every touchpoint—from broker portals to member mobile apps—delivers intuitive, accessible, and brand-consistent experiences that differentiate Beam in a crowded benefits market.
  • • Lead sprint planning, backlog grooming, and release management in an Agile environment, adapting ceremonies and artifacts to suit both standardized SaaS releases and bespoke enterprise implementations.
  • • Champion a culture of continuous improvement by running retrospectives, A/B tests, and voice-of-customer programs; institutionalize learnings so the organization gets smarter and faster with every cycle.
  • • Step into high-impact, ambiguous problem spaces—such as AI-driven claims triage or dynamic pricing engines—rapidly decomposing complexity into phased deliverables that unlock early value while de-risking long-term bets.
  • • Partner with Finance to model ROI for each initiative, ensuring every roadmap item ladders up to Beam’s strategic and financial growth targets; adjust priorities dynamically as market conditions or partner needs evolve.
  • • Contribute to Beam’s thought leadership by publishing internal playbooks, presenting at industry conferences, and mentoring junior product talent—helping scale the Product function as the company grows.

Skills & Technologies

Product Management
Remote

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Beam Financial, Inc. logo
Beam Financial, Inc.
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About Beam Financial, Inc.

Beam Financial, Inc. operates a mobile-first banking platform that provides high-yield FDIC-insured checking accounts, automated savings features, and real-time spending insights. The company targets millennials and Gen Z with no-fee accounts, instant mobile check deposit, and cash-back rewards on debit purchases. Beam partners with FDIC-member banks to hold customer funds and uses Plaid for secure account linking. Founded in 2017 and headquartered in San Francisco, the fintech emphasizes financial wellness through AI-driven budgeting tools and 24/7 customer support.

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