Job Overview
Location
Nairobi
Job Type
Full-time
Category
Data Science
Date Posted
March 28, 2026
Full Job Description
đź“‹ Description
- • Senior Data Scientist role focused on building predictive models that shape loan eligibility and pricing across five African markets, directly impacting financial inclusion for millions of underserved customers
- • Day-to-day responsibilities include building and refining credit scoring models for creditworthiness and default risk assessment, developing and testing ML models for loan eligibility and pricing optimization through A/B testing and statistical analysis, continuously improving eligibility criteria by analyzing repayment data and engineering new features, and collaborating cross-functionally with engineers, data scientists, and commercial stakeholders to scale models into production
- • The team operates with low ego, high ownership, and strong cross-functional collaboration across UK, Europe, and Africa, combining analytical rigor with deep market understanding to serve customers excluded from formal financial services
- • In this role, you will gain end-to-end ownership of credit scoring and pricing models, develop expertise in applying data science to real-world financial inclusion challenges, and contribute to measurable social and environmental impact, including carbon-negative operations and expanded access to credit for unbanked populations
🎯 Requirements
- • Experience building predictive models, particularly credit scoring, risk models, or similar classification/regression problems
- • Strong ML background with hands-on experience in model development, validation, deployment, and performance monitoring
- • Proficiency in Python, SQL, and relevant ML libraries (scikit-learn, pandas, numpy, etc.) with experience in feature engineering, model selection, and hyperparameter tuning
- • Experience translating complex model outputs into actionable business strategies and stakeholder communications
- • Ability to work cross-functionally with product, engineering, and commercial teams
- • Strong data communication skills — written, oral, and visual
🏖️ Benefits
- • Fully remote role within UTC -1 to UTC +3 time zones, enabling flexible work across global teams
- • Professional development programmes and coaching partnerships to support career growth
- • Family-friendly policies and flexible working arrangements
- • Well-being support and opportunities to work on mission-driven projects with measurable social and environmental impact
Skills & Technologies
About M-KOPA Holdings Limited
M-KOPA Holdings Limited provides asset-financing and digital financial services across Africa, enabling underbanked customers to acquire smartphones, solar home systems, and productive-use assets through flexible pay-as-you-go installments. The company combines IoT-enabled hardware, mobile payments, and proprietary credit algorithms to offer affordable, unsecured loans while building credit histories for millions. Founded in 2011 and headquartered in Nairobi, Kenya, M-KOPA operates in Kenya, Uganda, Nigeria, Ghana, and South Africa, serving over 3 million customers and disbursing more than $1 billion in cumulative credit.
Subscribe to the weekly newsletter for similar remote roles and curated hiring updates.
Newsletter
Weekly remote jobs and featured talent.
No spam. Only curated remote roles and product updates. You can unsubscribe anytime.
Similar Opportunities
TwoConnect LLC
2 months ago
Axos Financial, Inc.
2 months ago
First American Financial Corporation
12 days ago
