
Job Overview
Location
United States | Remote
Job Type
Full-time
Category
Engineering
Date Posted
April 6, 2026
Full Job Description
đź“‹ Description
- • Lead, coach, and grow a team of backend engineers and an engineering manager, fostering a culture of accountability and ownership.
- • Own team execution and delivery across multiple quarters, ensuring Core Pricing systems meet high standards for uptime, accuracy, and responsiveness.
- • Guide technical strategy across legacy and next-generation pricing systems, balancing short-term execution with long-term architectural goals.
- • Ensure changes to pricing systems are production-safe, observable, and rigorously validated, maintaining SLAs and leading incident response when needed.
- • Collaborate cross-functionally with Product, Risk, Servicing, Analytics, and external partners to deliver complex, multi-team initiatives.
- • Use key metrics—including reliability, latency, and partner escalations—to align engineering priorities with borrower impact and business objectives.
- • The Core Pricing team is at the heart of Upstart’s financial infrastructure, owning critical backend services that price loans across products and partners, integrate with underwriting models and downstream platforms, and operate under strict requirements for latency, correctness, and reliability.
- • As a Senior Engineering Manager, you will help drive results in a dynamic and critical environment supporting a mix of legacy infrastructure and greenfield development as we continue evolving our pricing architecture.
- • Upstart is a leading AI lending marketplace that partners with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human.
- • The company is proudly digital-first, giving most employees the flexibility to work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada, with intentional in-person connection through team onsites and planning sessions.
- • You can learn to lead high-impact engineering teams in a regulated fintech environment, deepen expertise in distributed systems and pricing architecture, and grow into broader leadership roles while contributing to a mission that reduces the cost and complexity of borrowing for all Americans.
Skills & Technologies
About Upstart Holdings, Inc.
Upstart Holdings, Inc. operates a cloud-based lending platform that uses artificial intelligence to assess borrower credit risk beyond traditional FICO scores. Founded by ex-Googlers in 2012 and headquartered in San Mateo, California, the company partners with banks and credit unions to originate personal, auto refinance, and small-dollar loans. Its machine-learning models analyze education, employment, and cash-flow data to predict default likelihood, enabling higher approval rates and lower APRs for consumers while reducing fraud and loss rates for lenders. Upstart earns fees from loan facilitation, servicing, and referral services; it does not hold loans on its balance sheet.
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