
Job Overview
Location
Brazil
Job Type
Contract
Category
Software Engineering
Date Posted
May 22, 2026
Full Job Description
đź“‹ Description
- • Design, build, and maintain scalable backend systems that enable seamless Digital Account Opening (DAO) for Credit Union members, driving growth in newly opened savings and checking accounts.
- • Own end-to-end delivery of features—from understanding business requirements and making architectural tradeoffs to shipping reliable solutions with minimal oversight.
- • Collaborate closely with Product and Design teams to shape the evolution of the DAO platform, influencing product direction through technical expertise.
- • Work with external partners and cross-functional stakeholders to align technical solutions with business goals and client-specific configurations.
- • Deliver your first production feature within the DAO platform within three months of onboarding.
- • Understand and navigate CU-specific configurations and how the team manages variation across clients.
- • Debug and troubleshoot issues independently within the DAO stack, focusing on root causes rather than surface-level fixes.
- • Write elegant, efficient, and testable code in TypeScript, Node.js, and NestJS that is maintainable, scalable, and easy to debug.
- • Contribute to architectural discussions on scaling CU-specific workflows and configurations across the platform.
- • Document configurations and processes clearly so stakeholders can effectively use and maintain the platform.
- • Own medium-to-large features from technical design through deployment and post-launch monitoring.
- • Proactively identify and address technical debt, reliability gaps, and performance bottlenecks in the DAO codebase.
- • Drive proposals to standardize and scale DAO configurations across all Credit Unions, improving consistency and reducing duplication.
- • Serve as a go-to person for your area of the codebase, unblocking teammates and reviewing their work with constructive feedback.
- • Contribute to cross-team discussions on platform-wide patterns, standards, and improvements.
- • Continuously improve team processes, communicate progress, and brainstorm ideas to enhance delivery speed and reliability.
- • Leverage AI-assisted development tools to amplify productivity while maintaining full accountability for code quality and security.
- • Communicate technical decisions clearly to non-technical stakeholders including Product, Design, and external partners.
- • Work effectively in a remote-first environment with asynchronous collaboration across time zones.
- • Adapt to evolving business needs and shifting priorities with flexibility and ownership.
🎯 Requirements
- • 7+ years as a Software Engineer with meaningful backend experience in fast-paced environments (SaaS and/or Fintech preferred)
- • Proficiency in backend technologies, preferably TypeScript, Node.js, and NestJS
- • Experience designing and building APIs and services in distributed systems; comfort making tradeoffs between speed, quality, and scalability
- • Strong debugging and problem-solving skills — you dig into root causes, not surface-level fixes
- • Familiarity with AI-assisted development workflows; you use AI tools to amplify your output while maintaining full accountability for code quality
- • Excellent English communication (written and verbal)
🏖️ Benefits
- • Remote Flexibility: Enjoy the freedom of remote work from anywhere, balancing life and career seamlessly
- • Unforgettable Off-Sites: Twice a year, bond with colleagues in exciting destinations, fostering teamwork and fresh ideas
- • Paid Time Off and National Holidays: Enjoy 20 PTO days yearly and the National Holidays for relaxation and rejuvenation
- • Stock Options: Joining us means having a stake in our success, so you'll receive stock options as part of your compensation package
- • Home Office Setup: Create your ideal workspace with a dedicated budget for home office essentials
- • Work Trip Budget: Grow personally and professionally with a budget for work-related trips and co-working
Skills & Technologies
About Clutch Technologies, Inc.
Clutch Technologies operates a digital platform that lets consumers refinance auto loans, secure lower rates, and manage vehicle financing online. Established in 2016 and headquartered in San Francisco, the company aggregates lender offers, handles title transfers, and provides customer support throughout the refinancing process. Its technology streamlines loan applications, credit checks, and contract e-signatures, aiming to reduce monthly payments for borrowers across the United States.
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