Stable Money Private Limited logo

Senior Software Engineer (Backend)

Job Overview

Location

Bengaluru

Job Type

Full-time

Category

Software Engineering

Date Posted

November 21, 2025

Full Job Description

đź“‹ Description

  • • Architect and own the next-generation backend for India’s most trusted wealth-tech platform, serving millions of retail investors who rely on us for predictable, low-risk fixed-income returns. You will design systems that ingest, cleanse, and enrich millions of data points daily—from bond prices and credit ratings to tax implications—then surface them through lightning-fast APIs that power both web and mobile experiences.
  • • Build resilient, horizontally-scalable micro-services in Go (preferred) or Java that handle portfolio construction, order execution, settlement, and real-time analytics. Your code will sit at the heart of a platform that turns complex instruments like SDLs, G-Secs, and corporate bonds into one-click investment options for everyday Indians.
  • • Lead the end-to-end lifecycle of critical modules: ideation with product and risk teams, schema design, TDD-driven implementation, rigorous code reviews, automated CI/CD via GitHub Actions + Argo CD, blue-green deployments on EKS, and post-release observability using Prometheus, Grafana, and OpenTelemetry.
  • • Design and evolve high-throughput, low-latency REST, gRPC, and GraphQL APIs that must remain < 100 ms p99 while serving 10Ă— traffic spikes during market volatility. You will implement idempotency keys, circuit breakers, graceful degradation, and rate-limiting strategies to guarantee 99.9 % uptime.
  • • Champion data integrity and security. Build idempotent reconciliation pipelines that ensure every rupee invested is tracked to the last decimal; enforce field-level encryption, RBAC, and audit trails that exceed SEBI and RBI compliance standards.
  • • Optimize for cost and performance at AWS scale: choose the right mix of EC2 Graviton, Lambda, DynamoDB, Aurora Serverless, ElastiCache, and S3 Intelligent-Tiering; write Terraform modules that spin up entire environments in minutes while keeping cloud spend transparent and predictable.
  • • Collaborate with cross-functional squads—frontend, data science, credit risk, and customer success—in a flat, entrepreneurial culture. Expect daily stand-ups, fortnightly retros, and open Slack channels where ideas are pressure-tested without hierarchy.
  • • Mentor junior engineers through pair programming, brown-bag sessions, and crisp design docs. You will define coding standards, drive adoption of DDD and clean architecture, and create runbooks that turn on-call rotations from firefighting into proactive learning.
  • • Experiment fearlessly: prototype new asset classes, simulate interest-rate shocks, or A/B test portfolio recommendations. Your work will directly influence the product roadmap and the financial futures of millions.
  • • Contribute to the 0-to-1 journey of a Series-B rocket ship backed by Nandan Nilekani’s Fundamentum, Lightspeed, and RTP Global. Every line of code you ship accelerates India’s shift from low-yield FDs to tax-efficient, risk-adjusted fixed-income portfolios.

Skills & Technologies

Java
AWS
GraphQL
REST
gRPC
Backend
Senior
Onsite

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About Stable Money Private Limited

Stable Money, operated by Stable-Alpha Technologies Pvt. Ltd., offers an online platform simplifying fixed deposit (FD) booking in India. It partners with various banks and NBFCs, providing users with a way to compare and choose FDs with potentially higher returns. Stable Money aims to streamline the FD process, which has been historically offline and offered lower returns. They serve over 3 million users across 2,600+ cities in India. Deposits are insured by DICGC, a subsidiary of the RBI.

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