Senior Software Engineer, Capital Insights

📋 Description

• • Senior Software Engineer on the Capital Insights team at Upstart, responsible for backend services, data pipelines, and reporting infrastructure that power partner-facing reporting for lenders and institutional investors.
• • Day-to-day responsibilities include designing and evolving backend services and data models, building and maintaining data pipelines under strict SLAs, improving system reliability through observability and automation, leading cross-product platform capabilities like unified APIs, partnering with Capital Markets and Finance teams to define requirements, mentoring engineers on data modeling and distributed systems in a regulated fintech environment, and identifying inefficiencies in legacy systems to drive platform-level improvements.
• • The Capital Insights team operates within Upstart’s Capital Platform pillar, enabling lenders and investors to understand and manage their portfolios through accurate, timely data. Upstart is a digital-first AI lending marketplace that partners with banks and credit unions to expand access to affordable credit using over 1,800 signals per borrower, powering over one million predictions per customer. The company supports flexibility with remote work and intentional in-person connection through quarterly onsites in offices across the U.S., including upcoming locations in New York City (opening Summer 2026).
• • In this role, you will deepen your expertise in scalable backend systems, data engineering, and fintech infrastructure while contributing to a mission-driven platform that reshapes access to credit. You’ll gain experience in regulated financial environments, lead technical initiatives, and grow as a mentor and systems thinker, all while working on high-impact systems that directly affect capital flow and platform scalability.