Senior Underwriting Consultant

Penn Mutual Life Insurance Company

Job Overview

Location

Remote - United States

Job Type

Full-time

Full Job Description

📋 Description

• The Senior Underwriting Consultant underwrites and oversees the selection of risk for complex life applications, playing a critical role in managing underwriting services to support financial objectives such as profitability, production, and persistency of clients.
• Day-to-day responsibilities include selecting and classifying risks according to company standards, analyzing medical, non-medical, and financial information, making underwriting decisions within approval limits up to $10,000,000, determining appropriate requirements, and collaborating with field and home office teams to ensure high-quality service levels.
• The role involves managing retention, reviewing and co-signing referrals from other underwriters, participating in projects, assisting in developing underwriting initiatives, identifying solutions to work-related problems, and serving as an information resource for training and mentoring less experienced underwriters.
• The position is part of Penn Mutual Life Insurance Company, a 175-year-old organization committed to empowering individuals and businesses toward financial security through life insurance, annuities, wealth management, and institutional asset management, with a flexible hybrid work model that supports work-life balance.
• In this role, the individual can deepen expertise in complex risk assessment, influence underwriting practices through process improvement initiatives, mentor junior staff, and contribute directly to the company’s financial goals while maintaining compliance with regulatory and internal standards.

🎯 Requirements

• Minimum 6–8 years of underwriting experience in life insurance
• College degree required; FLMI, ALU, and ACS designations or current coursework toward earning these certificates required
• Highly developed knowledge of underwriting function, medical science and terminology, financial and non-medical underwriting factors, and insurance contract law

🏖️ Benefits

• Flexible hybrid work model allowing employees to choose where they work best based on role and preference
• Opportunity to work with a company boasting over 175 years of industry experience and financial strength
• Commitment to Equal Employment Opportunity (EEO) and inclusive workplace practices

Skills & Technologies

Senior

Remote

$120k-130k

Degree Required

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Penn Mutual Life Insurance Company

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About Penn Mutual Life Insurance Company

Founded in 1847, Penn Mutual Life Insurance Company is a mutual life insurer headquartered in Horsham, Pennsylvania. The company offers life insurance, disability income, annuities, and investment advisory services through a national network of financial professionals. As a mutual company owned by policyholders, it focuses on long-term financial security and pays participating policy dividends. Penn Mutual operates through subsidiaries including Penn Mutual Asset Management and Hornor, Townsend & Kent, supporting wealth management and retirement planning for individuals, families, and businesses.

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