Sr. Director, Assistant General Counsel (Consumer Litigation & Regulatory)

Dave Inc.

Job Overview

Location

United States

Job Type

Full-time

Full Job Description

📋 Description

• Lead Dave’s litigation and adversarial regulatory response function, overseeing consumer litigation, class actions, arbitrations, regulatory investigations, enforcement actions, and complex disputes as the company scales.
• Develop and implement scalable processes for litigation holds, discovery, document management, and regulatory response coordination to ensure compliance and efficiency across high-volume legal matters.
• Partner with outside counsel to define defense strategies, oversee case management, manage legal budgets, and ensure delivery of high-quality legal work product in time-sensitive, high-stakes matters.
• Advise executive leadership and the Board on litigation and regulatory developments, risk exposure, settlement strategy, and potential business impact across Dave’s financial products and operations.
• Collaborate with Compliance, Product, Risk, and Operations teams to proactively identify, assess, and mitigate litigation and enforcement risks tied to Dave’s flagship ExtraCash product and upcoming offerings like BNPL.
• Shape Dave’s long-term legal strategy by building systems and frameworks that adapt to evolving regulatory environments and support sustainable growth without compromising member trust.
• Serve as the primary legal liaison on adversarial matters, ensuring alignment between legal outcomes and business objectives while maintaining Dave’s mission of affordable, transparent financial access.
• Manage and mentor a growing litigation and regulatory enforcement team, establishing performance standards, career development paths, and operational protocols to support future expansion.
• Present complex legal and regulatory issues to senior leadership and the Board with clarity, precision, and strategic context, enabling informed decision-making under uncertainty.
• Maintain deep expertise in consumer financial services laws including TILA, TISA, EFTA, FCRA, GLBA, UDAAP, ROSCA, and state consumer protection statutes to guide product design and compliance.
• Balance legal rigor with business pragmatism, making sound judgments on risk tolerance, settlement trade-offs, and operational feasibility in dynamic fintech environments.
• Influence cross-functional teams to embed legal risk considerations early in product development, operations, and customer experience design to prevent avoidable litigation and regulatory exposure.
• Ensure Dave’s legal function operates with integrity, transparency, and member-centricity, aligning all adversarial responses with the company’s mission to serve financially vulnerable populations.
• Maintain active awareness of regulatory trends from the CFPB, FTC, SEC, OCC, FRB, FDIC, state attorneys general, and state financial regulators to anticipate and respond to emerging enforcement priorities.

🎯 Requirements

• J.D. from an accredited law school and active bar membership in good standing
• 12+ years of legal experience with significant focus on consumer financial services litigation and regulatory matters
• Demonstrated experience managing complex litigation including class actions, arbitrations, discovery, motion practice, and trial strategy
• Proven experience handling regulatory inquiries and enforcement actions from agencies such as CFPB, FTC, SEC, OCC, FRB, FDIC, state attorneys general, and state financial regulators
• Strong knowledge of consumer financial services laws including TILA, TISA, EFTA, FCRA, GLBA, UDAAP, ROSCA, and related state consumer protection statutes
• Experience partnering closely with cross-functional teams including Product, Operations, Compliance, and executive leadership

🏖️ Benefits

• Premium Medical, Dental, and Vision Insurance plans
• Generous paid parental and caregiver leave
• 401(k) savings plan with matching contributions
• Financial advisor and financial wellness support
• Flexible PTO and generous company holidays, including Juneteenth and Winter Break
• Flexible hours and virtual-first work culture with a home office stipend

Skills & Technologies

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Senior

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Dave Inc.

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About Dave Inc.

Dave is a financial technology company that offers a mobile application designed to help users manage their finances. Its core services include early access to paychecks, overdraft protection, and budgeting tools, aiming to reduce financial stress and avoid costly bank fees. The company partners with employers to provide financial wellness benefits to their employees. Dave operates in the fintech industry, focusing on consumer banking and financial management solutions through a subscription-based model and interchange fees.

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