Social Finance, Inc.

About Social Finance, Inc.

Social Finance, Inc. is an American online personal finance company that offers lending, savings, investing, and insurance products through a mobile-first platform. Founded in 2011, it provides student-loan refinancing, personal and mortgage loans, checking and savings accounts, credit cards, and active and automated investing. SoFi uses alternative underwriting data and career-based pricing, targets high-earning millennials, and bundles services into a membership model with career coaching and financial planning. Headquartered in San Francisco, it went public in 2021 through a SPAC merger and operates as a bank holding company after acquiring Golden Pacific Bancorp.